Mortgage Payment Protection Lets You Handle the Unexpected

Life Assurance Direct

Mortgage Protection Life Insurance comes in two types:

One is Level Term Insurance which is suited to an 'interest only' mortgage. This will pay off your mortgage if you die within the term of the mortgage which is normally 25 years.

The second type is Decreasing Term Insurance which you would normally take out alongside a 'repayment mortgage'. This enables your dependants to pay off the mortgage should you die within the term of the mortgage. It is usually cheaper, because your mortgage would be reducing every year, so the payout would also reduce in line with the mortgage debt.

You may, of course, add the normal extras to either of the above policies, for example Critical Illness, Waiver of Premium and Terminal Illness Benefit. These would, of course, be at extra cost.

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Compare and Save on Mortgage Protection Insurance.

  • Pays off your mortgage debt if you die or suffer a critical illness
  • Option to increase your level of protection
  • Your premiums are guaranteed

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Do you know what it takes to protect you, your family, home and income? Unsure about what type of life insurance to buy, or how much mortgage protection insurance you need? With any question, send us an email. We're here to help!